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Category: Small business health care plans

Does an HSA Meet the Healthcare Needs of Your Employees?

Hsa canada

Canada offers a publicly funded healthcare system that has a high approval rating throughout the country- 92% of Canadians say they prefer the Canadian public healthcare system over the healthcare system in the US. However, gaps in the public health system lead to about 30% of healthcare costs falling on the shoulders of private insurance or paid out-of-pocket. Unfortunately, in some ways, people who don’t have the means to cover expenses outside of the public system have no choice but to live with untreated medical issues.
A glaring instance of this is mental health support. Due to budget cuts within publicly funded facilities, mental health spending has sharply transitioned to the private healthcare sector. Getting adequate medical care for mental health is limited to those who can afford their own men

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If You Own a Small Business in Camada, You May Want to Consider Getting a Health Spending Account

Health spending accounts

When it comes to health insurance, Canada operates much differently than the United States. Canada has a Medicare-for-all system that is universal and funded through the government. This means that patients are not required to pay any deductibles, and co-pays are rare if there required at all. Early diagnosis of medical conditions and precautionary action are valued very highly, and annual check-ups are strongly recommended. All of this helps to contribute to longer, better lives, all while lessening the price of health insurance.

All that said, sometimes people get small business health benefits through their employers. And with that in mind, half of all business owners in Cana

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